Here’s an idea! Share a money-saving tip that you think other people might not know about.
You don’t need to post one every day, but it’d be great if people could follow this thread and just get a solid stream of great tips!
I’ll go first:
If, like me, you’re in the awkward age bracket of 26-30 then you’re eligible for a railcard! Signups for it are currently closed, but you should keep an eye open for when it starts up again. Like the Young Person’s Railcard, it’ll get you 1/3 off your rail travel. Handy!
I hate the fact that there are age limits on railcards, especially as you have to pay for them. Why can’t anyone pay to get a third off if they use off-peak rail regularly? Or even “earn” one for free if they buy a certain number of tickets a year? I think Monzo should buy the railways…
Same for NowTV - tell it you’re leaving and suddenly they can offer you a massively reduced price. Also if you do leave, within a few months they’ll be offering you a free month and several months reduced price again. Handy if they’ve got movies or a new series you want to stream which aren’t elsewhere.
If you have a partner (or a close friend you trust), look at combining to save a few quid each month.
Me and my partner share a Spotify Family Plan (saving £5 a month) & Netflix (saving an extra subscription). We both have phone contracts with the same provider and the same expiration date so Three have always given us a good deal when upgrading/transferring both at the same time (best to do in-store). Two-together railcards (as cookywook mentioned) also save 33% off the price of trains when travelling together (which we are most of the time).
Bonus tip: if you’re buying consumable household stuff regularly (think laundry tabs, softener, toilet roll, toothpaste, carpet cleaner - essential when you have cats! - dishwasher tablets etc, etc) look at whether it might work out cheaper to buy in bulk from Amazon. We’re never going to NOT buy those things so it makes sense to buy in slightly larger quantities and store it to save a few pounds in the long run.
I don’t have a tip of my own. But instead just an extension to two already mentioned.
Railcars - if you about the turn 25 (like me) it’s totally allowed to buy a three year 16-25 railcars. Thus in reality making it a 16-28 Railcard.
Spotify - Spotify family can actually be shared between 6 ‘family members’ granted you all live under the same roof. I recommend just all changing your addresses to one common address. Using this method I pay just £2.50 a month.
If you do go for Subscribe and Save, make sure you watch your email notifications like a hawk. You might not use an item at as fast a rate as you predict, or prices might increase too much that an item is no longer a good deal.
I’ll admit I’ve been burnt myself, in that last year I didn’t quite take the summer/winter usage differential into account and ended up acculmulating a year’s supply of moisturiser before I managed to amend the order
Oh mine was via email. I got offered £5 off (£25 a month) when I originally cancelled. And then got offered unlimited fibre with £15 off (£15 a month) two days before the switch. I decided against and went for Virgin anyway.
Audible also offers a great deal if you threaten to cancel.