Really interesting topic. During our customer interviews we’ve seen different approaches on what people like to consider “a month”. Let me share with you some of the nuances:
- For some people the fact that some months have 5 weekends instead of 4 is huge, potentially 25% more of spending on entertainment.
- For a different group of people a 4-week rolling window seem to make more sense (4 Mondays, 4 Tuesdays. etc.) but then again they don’t always get paid during that window.
- The last option is to consider a “month” the window from payday to payday, but the problem of that is that it’s really difficult to predict when you’ll get paid before the fact.
So, even though we don’t have a good answer yet (that’s why at least for now we’re sticking with the classic concept of calendar month) you can see we’re working on it. Trying to understand a bit better how people manage their finances. Please don’t stop sending your suggestions 