It would be super handy if you could exclude just part of a payment from your summary in order to keep budgeting accurate.
For example - I can claim back £15 a day for dinner through work. However, I’ll often buy a meal for £20 and claim back the first £15 and pay for £5 myself.
On Monzo I have two options of what to do in this circumstance both of which are wrong:
1 - Exclude the full £20 payment. But then that doesn’t account for the £5 I’ve actually spent.
2 - Keep the full payment in my summary. But then that is inaccurate by £15.
Ideally I’d like to be able to click on the £20 payment and exclude £15 of it from my summary.
The same issue occurs if I pay for something that is later split not through Monzo. E.g I paid £60 for a plumber, but I’m splitting that 3 ways. I’d ideally like to exclude just £40 of that payment from my summary.