✅ Scrap the Graph

I can’t believe it doesn’t take direct debits and standing orders into account yet.

I thought it would be doing that when the current account beta started in July last year…

Thanks for all this feedback - it’s really helpful! :raised_hands:

I’m going to pass it back to the team so we can have a think about options here :ok_hand:

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At least it’s not a massive, full screen doughnut showing you how much you spent today and absolutely nothing else like Starling has. I agree though that I completely ignore the graph - I’m looking solely at the numbers.

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@hugo I just want to add some balance to this thread for users who appreciate the Pulse Graph.

At first I was sceptical as to its purpose but over time trying to hit my targets, it’s really helped me to consumption smooth. I now take visual cues and love to see a smooth downward sloping Pulse graph as opposed to a lumpy/choppy one I had before.

This is my 2 cents and I really like this suggestion:

Also, for the Pulse graph haters, it appears they’re here to stay as even Revolut has updated their app to include them today:

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I would like something similar to this, where the pulse just shows me how far over, or under target my spending is.

So if I’m perfectly on target then my pulse line is in the middle of the graph (there would be a zero line there). If I’m underspending then my pulse line will dip below the zero line and turn orange. If I’m underspending :raised_hands: then the line goes up and green.

That way I can see over time if I’ve reduced my spending enough to hit my targets, and how long I need to keep my spending reduced to hit the targets.

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Thanks for your feedback @Matteo!

It sounds like you might have read this already, but for the benefit of anyone new to this thread, some of the team behind Pulse held a Q&A here on the forum after the launch. It’s full of info about how it works and what our plans for Pulse are!

Please get rid, it’s useless.

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I hadn’t seen this actually, my bad! I would have posted there instead… :blush:

I don’t think they should completely scrap it. They should fix it. It can way more intelligent. And they can add more features but I doubt this is their worry atm. They got loads of other things to do.

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I simply don’t think it is Monzo’s job (or the job of any bank for that matter) to provide graphs, etc., of your spending. It is your job.

The more effort you invest in managing your own finance the more understanding you will gain of spending habits, etc…

You can do this easily by downloading your statements and putting them into a spreadsheet such as Google sheets.

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I don’t particularly dislike the graph, but find the warning underneath too many words- i have enough cash at the moment to spend the rest of the month, yet because last month was unusually high spend - and the one previously, admittedly-, my spending graph says i will run out of money, which is really annoying, as is the constant warning sign i will have to live with til payday.

My suggestion would be that colours work, but messages are redundant in this context. I would welcome flexibility turning those off.

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That’s the donut of doom, not the graph

(What’s the spending thing actually called?)

I don’t object to the graph, just where it is located. Move it away to another screen or tab so it is not on the transactions page, but perhaps on a page with spending analysis.

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I’m head of product management for a B2B company and most of the products I inherited are built around a map. This map shows each outlet in our customer’s estate.

The maps serve no real-world purpose, the users have no need to know where each outlet is geographically.

But… When I started talking about removing them sales/marketing HATED the idea. ‘they look so cool on our website/brochures’

I wonder if the same thing is in play here? Just about the first thing your eye is drawn to on monzo.com is the spending graph (interestingly it’s not on the Play Store screenshots :blush:)

Honestly, how is this useful…?Screenshot_20180503-142437_01_02_01

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Monzo will tell you that’s the most useful thing since sliced bread :wink:

Now that you say this I think it’s true

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It’s not their job, but it’s their USP.

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It’s not useful like that at all, which is why it should be centred and have date labels on the X-axis. At the moment, it appears to reset on a monthly cycle. Admittedly you can manually scroll backwards, but that’s no good for a quick glance.

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Agreed!

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Agreed!

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