In case you missed it, we’ve set up a group for people doing the 1p Saving Challenge https://www.facebook.com/groups/1psavings
And we’ve seen a few people in the group discussing doing it backwards, so it gets easier over time (and the big amounts don’t coincide with Christmas).
So we put this post together to explain how it works 
Hi bea. I’ve stared this but the savings has started at £2.09 
not £3.65
That’s because that is how far through the year you are. It starts first of Jan. Not the day you yourself physically start it.
Does it roll over?
It restarts at the beginning of the year.
If you wanted to “catch-up” here is a post in one of the other 1p challenge threads - it’s a photo of all the days, what you put in on that day and what you would have amassed so far if you had done it from day 1.
Hi there, will the money automatically move on 1st jan? I made the connection today but I can’t tell that anything has happened on the monzo app
If you’ve activated the IFTTT recipe today then tomorrow morning you’ll have money transferred into your pot, because the recipe is now active. Probably 4p if you chose the reverse saving challenge. It doesn’t wait to start at the beginning of the year, it’s a simple transfer every day whilst active.
If you want to start it on 1st Jan then disable the recipe for now and re-enable it on 31st December. That way your first transfer is on 1st January.