Royal Bank of Scotland (RBS) Chat

FYI for the regular saver - you can use it in the same way as Chase’s round-up account. In fact, it’s better as you can choose to double your round-ups.

The round-ups don’t count towards the £150 limit either. Combine this with the Rewards account and linking to Cheddar & Airtime Rewards and this is a pretty good alternative.

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Yep rbs is a good account. Shame no notifications for incoming payments.

You’ll be fine to be fair.

Aye it’s not uncommon for people to get bonuses when they shouldn’t.

I’ve had Halifax a few times, and first direct when I’d held a hsbc account prior. Never been taken back, not sure I’ve ever seen anyone have it taken back.

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Same things happened to me a few days ago with NatWest! You will be fine

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That’s the destination for mine. CASS started today :grin:

Yeah I set up moneybox and PayPal. Both paid out now. Text from TSB today to confirm that it should complete next Tuesday, then finally bye bye Co-op.

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I never take any chances on the receiving bank’s version of active tbh and always make sure at least one DD has been taken before the switch.

Never failed me that way.

Done many over the years and TSB is last one I am likely to be eligible for for many a year, so made sure.

The T&C are usually the crucial bit for clarification, but rarely do they clarify clear enough imo.

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Hello Hello! Sorry if some of these have been answered, but I haven’t seen if so…

  1. Has anyone tried getting the £200 switch bonus when opening a Child & Co or Drummonds Select account? Asking as it seems the CASS bonus works with all select or rewards accounts across the group, so curious if this applied to the C&Co or D brands too.

  2. Can one open both a current account with Drummonds branding AND a current account with Child & Co branding? Or is this only possible via a Joint Account where a partner has the alternate branding and initiates the joint account process (thus using their sort code).

I don’t suppose you recall anybody reporting success opening a Child & Co branded Select account, then leveraging the one-to-one support and opening a Drummonds branded account (either another Select/Reward account or a Premier account)?

I did some trawling across here and MSE but nothing stood out to me.

A few posts have suggested that the Premier banking team might reach out & say hello after joining with a bog standard account. Given this, I was wondering whether anybody had either:

  • Spoke to a human from the Premier banking team who was able to open another bog standard RBS account, but Drummonds branded, to spare you having to submit another application, or
  • Spoke to a human from the Premier banking team to open a Premier Drummonds branded RBS account?

That makes a lot of sense. Given (IIRC) Premier resources are shared across the RBS family, it really would be just the card (and paper statements, apparently) that’s different.

I opened a child and co account in may and got the switching bonus.

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Just noticed that statements are now available in the iOS app. I assume the same will apply to at least the Nat West app.

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Also available in the Android app :+1:

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Just me or are other people bothered by the inconsistency between capitalisation across different pages? Small change in the grand scheme of things, admittedly.

For example?

On the “Apply” tab, under “Personal”, there’s Current Accounts. However, under “Business”, there’s Current accounts.

Under “Discover”, there’s Repayment Calculator and Currency converter.

Under “Home”, when you select an account, you have Get Cash, Round Ups and Direct Debits but also My transactions, My overdraft and Account settings.

The more I look, the more it vexes me :laughing:!

Where, though? App? Website?

The examples given are from across the app.