✅ Round-Up ‘accelerator’

I would like to see a feature where if the value of the transaction is over a set amount say £50, then round up to the nearest £10.

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I’ve done this with the IFTTT integration, you have to make your own applet through the creator / developer side of it, but you can set your own threshold and rounding amounts etc. For example I had transactions over £100 rounded to the next £10, between 10 and 100 rounded to the next 5 and anything under £10 to the next £1.

You could quite easily round to £1 and multiply the result by whatever you wanted.

If you want some more details let me know and I’ll post my script.

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Yep find this super useful on my Starling account. Even have it enabled on my business account too so the expenses round up and then I add a bit extra to the good old tax pot etc.

My other half and I have a joint Monzo with round ups on and I by far save more pennies using a x5 multiplier on my Starling account versus our joint expenditure (which is actually more per month). 50p is far more meaningful than 10p a time :blush:

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i have this on my revolut account, and find it is so easy to save as it is set to x10 makes saving so much quicker

i agree, once monzo do this i will be happy to make this my main account too

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I built an IFTTT applet yesterday that I’m testing at the moment. It moves 3x the round up amount to a pot but I’m unable to publish this without an IFTTT business plan which now costs thousands a year :frowning:

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Update on above - I’ve got an Applet up and running that takes the round up value and trebles it before moving to a pot, for example…

Pay x: £5.50
Amount moved to pot: 50p x 3 = £1.50

If anyone is still keen I can see if I can get this published either via Monzo directly (not sure who to ask on this forum) or via another method. It is also super easy to change to whatever times value you want.

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Any word on this? Love to be able to use this feature.

Hi Andy,

I’ve been using this for months. I asked Monzo if they could publish it to their IFTTT account and they said no :frowning: to publish an applet you need to be on an enterprise account and that starts at several thousand which sucks!

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Gutted - thanks for the update. I could lend you about 2 quid to get you started :smiley:

That sucks. Especially with how you can’t self publish it. Not really the correct parameters for a thriving ecosystem :slightly_frowning_face:.

Come on Monzo, implement more flexible rounding up savings! It’s not a difficult feature to add, and it’ll would help load of people save much more quickly. Do it for the people…

Agreed - I’ve been using my Triple roundup for ages and saved a decent chunk or change

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I would love this.

But every feature requires effort, nothing is ‘easy’, I do wish people would stop saying this.

Every feature needs designed for EVERY use case (not just yours, or mine, or theirs) to make sure it doesn’t break within itself, it needs designed to make sure if works with other features, it needs built and tested on two different platforms, across three/four different account types, and that’s already stacking it up against OTHER features that need the same.

Anyway. I would love this, I hope it appears some day but purely on ‘votes’ it won’t be any time soon (this is not the only deciding factor I know).

As a product designer myself, I can’t disagree with that at all. However, in this example, I asked Monzo if they would publish my 10 line code as an Applet on their IFTTT platform account and they declined.

They could provide 3x roundup functionality within literally 10-15 minutes of work with zero code pushes or app version submissions to the App store. What’s even more crazy is that by simply enabling this for us via IFTTT they can track usage and determine if this is a viable feature worth baking in and if not then at least we can still hack it via IFTTT.

This is how the original roundup originated :+1:t3:

I asked them back in June - Who can we @ on here to get this looked into?

Try this thread

Done - thanks Emma :slight_smile:

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I love this feature, works great :wink:

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:eyes:

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