What do I think?!
This doesn’t actually give an opinion. “Potential to improve stuff whilst also having potential for the opposite of improving stuff.” That’s just bet–hedging meaningless waffle. Doesn’t fulfil the brief at all.
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Oh no. Not again. 
I used Midjourney.
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I can never be alone.
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Glad to see you’ve changed your avatar back. I was getting very confused scrolling through the forum.
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Not only that from Microsoft - they are going big on AI:
AI seemed like one of those things that always seemed years off
Sure, machine learning, as compared to pure AI, was having its uses, including at Monzo, but it was just another new and shiny way to use computers
But the last year with openai releasing DALL-E and ChatGPT seems to have completely tipped things on their head
A startling and almost unprecedented rate of progression out of nowhere (from my perspective!)
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Chat GPT caused chaos on Stack Overflow, they stopped letting people submit answers because so many people were using ChatGPT for the solution and often the code wasn’t that good. It must be great being a kid at school these days, it will literally write you an essay!
Favourite hat? (Cc @davidwalton, @coffeemadman @N26throwaway ?)
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Agreed
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Agreed. Bottom right. A modern interpretation of the mood of darkness portrayed via the medium of shape and colour.
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You’re letting the side down. You need a trilby hanging off that N at a jaunty angle.
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Agreed with bottom right. Glad you went with that 
Cool hat bro.
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MidJourney really can’t deal with text.
an online avatar: “N26” in a sans serif font on a yellow/orange background. A hat is hanging off the 6
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I suspect @N12throwaway would have better luck.
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Okay but for reference. I see a press button not a hat.
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Don’t tell N12.
(Not tagging them to keep them in ignorant bliss).
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Distinct lack of Christmas in your avatars. Poor form.
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