Revolut VS Monzo VS Starling - Right Now

I am constantly coming up with the objection to switching to Monzo because of a user already being Revolut (or Starling)

I know there are topics on this every 6 months, but as of RIGHT now… why is monzo better:

Revolut:
Not FSCS covered
No true joint accounts

Starling:

Both:
No offer savings accounts (ISA, near Instant, fixed)
No clever salary sorter

(updating following comments)

Starling are rubbish

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Hahaha details details

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Yes it does.

FYI starling has for now at least no interest in savings accounts.

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That’s constructive. I thought the adults on this forum grew out of that about, what, three years ago?

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All three offer no clever salary sorter (that works).

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Ooh interesting, haven’t started using the salary sorter, what are its issues?

They turned it off either because it didn’t work, or because it broke the app.

It’s mentioned here;

https://monzo.statuspage.io/

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We’ve got ongoing discussions on both Revolut and Starling so let’s keep the discussions about them over there.

We’ve got most of the rest of the forum to discuss Monzo!