Revolut Chat

I carefully checked all screenshots, other then that one, thnx :grin:

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Yes, beta version 7.0

Yes, metal user + Beta

Just got the official update. If they had a proper joint bank account this would definitely be my main account.

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For the moment they’re not actually a bank though which is a huge factor for me not to switch, also the fact that bank transfers aren’t instant is really annoying. Hopefully once they get their banking license the transfers thing can be sorted.

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I gave up after taking like weeks to get money out them cause no access to app no chat and no other way to chat securely cause no phone call possible at least monzo are on the phone

I’m loving the new layout. They just need to push on and get a brutish banking license.

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Hi! I’d like to know more about the stock trading offer on Revolut. On paper it looks interesting but I am afraid of the cost.

Looks to me reading on their website that they support Faster Payments, is that not right?

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I have done two in the past week, one took about 6 hours and the other closer to 24 hours. Both were relatively low amounts as well.

I am doing just a regular bank transfer to my Monzo account, I have just done another one now to myself and it says arriving Tuesday (after the bank holiday), any idea why this could be?

I’ve just signed up to that. It’s free. You get 3 free trades per day it seems. Plenty enough for a light or long-term investor

Hey, that’s great, thanks

What’s Marcus at now?

Yeah, plus their interest-bearing savings vaults have FSCS protection anyway as those are offered in partnership with another bank.

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Revolut has more customers than there are people living in Lithuania. It transacts more business than Lithuania’s entire GDP.

There is no EU-wide deposit protection scheme.

You really think if Revolut went bust, Lithuania would even be able to bail you and everybody else out, along with all its own citizens?

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Ah, more specific data sources than I intended, then. How about this?

Revenues of £58.2 million. Actually lower than the GDP as the numbers are given in different currencies.

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That’s pretty much my source right there.

And yes, the EU might well not come to the rescue, being as it’s the EU’s larger countries’ banks which are putting their foot down about creating an EU-wide deposit protection scheme in the first place, because they know that with Lithuania giving away banking licences like it is, if the Revoluts of this world ever did need a bailout, it would be the German central bank (yet again) stepping in.

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What are Revolut’s interest rates at the moment?