Revolut Chat

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6509

Metal cards tho

2 Likes
6510

How come?

Working for Barclays historically, they’d freeze millions for a £3 scam claim so I’d probably trust them less than Revolut :joy:

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6511

Why not?

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6513

I appreciate the 85k protection but there is the hint of a suggestion here that Revolut is gonna take their money down the pub or gamble it away at the bookies. Realistically, and I know banks can collapse, your money is fine. Banks don’t tend to steal money.

(Disclaimer: Revolut is not currently a bank. It looks like a bank, acts like a bank and you can do banking).

4 Likes
6514

It’s licence has been authorised :partying_face: (July 2024)

Mobilisation is taking a while. No clue what that ultimately entails.

Just need them to start reporting to agencies :pray:t3:

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6516

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It was authorised; and is going through the mobilisation stage as per last years announcement.

Edited my post as it sounded like they’d completed all steps.

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6518

Does anyone use Revolut as their main bank? Do you have savings or large amount of money with them? Just set up an account, looks pretty impressive. I know they don’t have a banking license “yet”

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6519

Over the years I’ve used it for everything (salary, direct debits, spending). Only the last year maybe I’ve been moving around the other banks, currently HSBC.

Either coincidence or just fortunate, but having my salary paid into a bank instead of Revolut has given me access to far better credit cards - likely because they see my turnover on the credit reports.

Revolut doesn’t report yet so lenders can’t see the data.

Once they do start reporting I will most probably move everything back as I never had a problem with Revolut.

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6520

Thanks @carlo1460 . I might send some money over to test it. I’m tempted to buy the card at £79.99 to see what it’s like

3 Likes
6521

Does this even show on your credit report? I didn’t think your balance was included?

6522

We don’t as a consumer, lenders do see turnover.

6524
  • Current Account Information – only credit aspects of your current account will be shown on a credit report such as the overdraft limit and balance as well as the manner in which this is maintained. A positive balance will not be displayed for these accounts.

What’s on your credit report?.

6525

Maybe I won’t after seeing this

3 Likes
6526

Probably more than meets the eye to this :thinking:
Had mine since November 2021 and not a mark:

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Because it’s The Internet, and bits of stories get left out (namely the cause), I predict that the card has also been used as a makeshift flat blade screwdriver, to scrape out the oven, bust open door locks and clear ice from car windscreens :joy:

3 Likes
6527

On another note, was on an Aer Lingus flight this weekend and the attendant announced they don’t accept Maestro or Revolut cards.

Not sure where that came from, flown with Aer Lingus many, many times and not had a problem ever using a Revolut card on board, and they’ve never announced otherwise until now.
I sometimes wonder whether the crew use a bit of creative license during their announcements :joy:

EDIT: Actually, thinking about it, the flight was coming back from Netherlands and Revolut issue Maestro cards there. Maybe that’s what she meant

3 Likes
6528

Odd given they have Revolut Pay as a check out option when you book a flight!

1 Like
6529

I have had a salary with two previous employers paid in. My current salary has just been moved over as I fancied coming back. It is one of the more seamless experiences available.

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6530

Definitely going to give a try. Have you had any issues using your card anywhere?

6533

Tui flights you’ll get barriers, some allow some don’t, the cards do work on the machines it’s just their training says no revolut. It’s daft.

Revolut cards aren’t part of the LINK network so taking cash out at a Coop cashpoint for example may incur a fee, but using at main bank machines won’t incur a fee.

I also turn off location based security, having used contactless on a train, it declined as the card terminal likely registers to an address miles away. And then again at a bingo hall. I think Apple Pay mitigates this but it’s kinda annoying, but also only ever happened twice in 4.5 years.

2 Likes
6534

I moaned and got revolut to refund this charge for me once

1 Like