I do remember x months free metal for paying your salary in.
If they gave metal for £2k payin a month I’d be a happy customer 
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I believe as of 2026 the average UK balance held in Revolut is just over £400, bare in mind they only got their license a few days ago. Will be interesting to see this time next year how much that’s increased by
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Same 
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I can collect this card with this condition.
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Sadly I don’t think paying in £2k / mth will generate the same (or anywhere near) revenue as the subscription price 
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Yep, Metal is £140/year if you pay annually. £2,500 at the current BOE base rate of 3.75% generates £93.75 which is less than the annual cost of metal, unless they can unlock a higher rate up to 5.6% they’d only break even. They’d effectively need to earn more than 5.6% on £2,500 to get what they’d get back if you were paying for it.
More likely they’d do it with Premium rather than Metal.
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Don’t forget transaction fees etc and all the other products they offer. They’ll make their money back easy.
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That is true yeah interchange and all, valid point
Still never seen a single Rev card in the wild yet. Tons of Monzo and some Starling, maybe 65/35
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I work in product management at another provider. Requirements like setting a minimum credit are a way of getting salaries - and while the minimum will be £2k in this example many people earn much more than that, and don’t spend their entire salary every month.
Where customers deposit their salary is where they are likely to conduct their transactions and bills, so their value grows further as banks earn interchange on card spend.
Once you have a customers salary and spend you know a large amount with them so can promote very specific products to them to drive a deeper relationship.
Finally, the balances held in accounts can be lent out - if you don’t offer lending products you can effectively invest the balances by going out to the market and selling them to lenders who don’t have deposit products.
Also remember the cost of metal will have profit baked in, the benefits cost much less than that for revolut and the business model will be offering premium benefits to attract more valuable customers. In banking valuable means higher balances.
Appreciate this is hypothetical but just wanted to weigh in on how it would work
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I see a lot of Revolut on Apple Pay in London. Rarely a card.
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Yeah I would have thought I would have noticed one by now across London, Edinburgh and other parts of Scotland but neither a card not apple pay so far. I only know 2 people will Rev, one is Irish and the other just uses it for travel.
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Experienced fraud > frauded.
(Still reads slightly weirdly but so much better).
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That screenshot was from the Monzo website
but yeah agreed would definitely sound better
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Glad they have decided to list on the London Stock Exchange!
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Dos anyone have any experience of using Revolut for hotel stays abroad?
I currently use Lloyds travel but want to move away from that and wondered if Revolut are reliable for this?
When I came to view my apartment here in the UK from Jersey I did book my Hotel via Revoult as I had some RevPoints to use.
It worked perfectly i think within about 4 clicks I had the hotel booked.
I know that the portal itself is run by Revoult themselves and then the external parts of it are run by Expedia.
It’s called Revolut Stays in the app and I rather like it!
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Have used Stays multiple times and never had any issues. booked via Revolut, got a confirmation on Revolut when payment went through. Few days later the hotel reached out to me to confirm my booking, check in/out was normal and one even asked at the end would you like a receipt (I think they must have assumed I worked at Revolut or something and gave me a business VAT receipt or maybe that was just the hotels policy because of whatever they see on their side for booking made via Revolut)
BTW stays is a partner of booking.com so always check there first unless you have RevPoints that need spending
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Used Revolut Stays maybe a couple dozen times or so in USA, Ireland, UK, Luxembourg, Norway, Spain - never had any problems when turning up for reservations.
I suspect all booking sites hook into a central reservations system somewhere anyway.
It’s worth looking round though - Revolut often comes out same price as other booking sites but not always and there may be a better deal with rewards elsewhere
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