Great, I new there was a reason to hold out from paying the delivery fee (apart from being very stingy) 
I think they can, any bank could charge, most just donât.
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Oh alright then. Also it would drive away a fair few customers to be hit with a paywall to use a Physical card.
So I hope they remove it! 
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Donât see why they wouldnât be allowed to charge the delivery fee post becoming a bank, if itâs in their terms theyâre within their rights to charge it surely.
I remember back in the early days they used to do free cards (inc shipping) but I think they scrapped it around 2020 when they cut their marketing budget due to COVID at which point they started charging shipping. They state the first card itself is free but shipping has to be bourn by the user.
I guess upgrading is a way around it as they give free shipping I believe on paid plans
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Was it sent 1st class or second class? That price is rather steep if it is really a postage fee as they claim for something untracked. 
.
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Most likely Royal mail second class costing no more than ÂŁ1.80 large letter up to 250g, being a business they may have far better rates due to volume pricing discounts
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Even the standard card is nicer than most banksâ though.
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Not excusing it, but most likely in reality whilst they say the card is âfreeâ (that word we all love 
) in reality theyâre most likely covering more than just an envelope and a stamp (Card production costs, fulfillment and logistics, postage and overheads/risk).
As I mentioned before it also helps nudge some people towards a paid plan to get the express shipping for free 
Even though youâre paying ÂŁ7.99 per month for premium upwards with premium anyway you get 2 cards shipped express for free with that depending on your plan as well as one subsequent card every year again shipped express for free.
Not sure about Metal/Ultra, youâd need to check out their terms
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Also probably to discourage card collectors from opening accounts they are never going to use
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I am just waiting for enough cashback to redeem from TCB then order the card to add to my collection.
If they were straight forward and said it is a card fee, I would have paid.
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What do they use to determine theyâre the main bank? Direct debits? Salary payments are hit and miss as I recently found out many employers use FP
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At least one active direct debit and at least ÂŁ500 paid in within a rolling 35-day period.
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Easy to beat. Hope they do some switch bribes and I join.
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I was talking about Monzo, not sure if Revolut are doing the same weâll see I guess as/once everyone is switched over to the new entity. Hopefully there will be some sweet CASS offers too from Revolut with the news.
I do suspect likely they wonât as theyâve always presented themselves as a secondary account for people they never marketed themselves as a main account I believe itâs the same in Europe I guess theyâre happy enough being peopleâs secondary spending abroad card and taking whatever fees they get there because theyâre at such scale it still results in billions in profits where Monzo aim themselves as a high street alternative
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Talking about them too. I donât want to be excluded as an existing customer.
These ones will stick to their referrals, probably making the gain two way.
I canât even convince anyone to join Revolut as they see no way they are gaining.
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Not sure TBH, for Basic Bank Account (if you qualify) they definitely donât and thereâs no ATM limits inside Europe either.
Iâm fairly sure that at the point they became a bank (and after Ulster and KBC left and folk were looking for new accounts), they did run a promotion including a free first card for new customers. Whether thatâs still there now, not sure. Also remembering Irish banks charge for everything else, so a card delivery fee and free banking vs a legacy bank maintenance fee every month is still good value
The market is different in 
though, in Ireland Revolut have already saturated users - UK there will be much more competition. Iâd be really surprised if they donât do something to try and start harvesting full current account customers when that point comes
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Iâve started seeing more and more revolut accounts at work for those who both work and claim, more than Monzo and starling tbh.
I only see a very small amount of accounts so canât really gauge, but with it being more common, and Revolut saying they have 13m customers in the UK, I donât think itâll be too difficult to sway more now they have FSCS.
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No, indeed.
Also I guess any promotions for free cards will come down to the numbers of:
- How many customers already have Revolut, and may be using it as a secondary account
- Whether or not they already ordered a physical card
If they do have a large number of customers holding physical cards, the focus might be on convincing them to make it their salary account. Actually Revolut ran exactly that campaign here too, they already had the customers but wanted to focus them on going all in
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