You could do that, but Nationwide’s paid-for packaged account is called FlexPlus and there are no minimum requirements.
Bear in mind, though, that if you are keeping the account on it offers interest (3%, maximum is £6 per month which nearly halves the monthly fee and makes the packaged extras even better value*) overdraft buffer will be £250 vs Monzo’s £20 (overdraft over this priced the same as Monzo) and commission-free cash withdrawals abroad (which Monzo will lose, debit card spending incurs a fee)
*if run as a joint account you’re effectively halving again that monthly fee too
So it really depends on how sold on Monzo you are, and how you rate each app. If you can’t find cheaper mobile phone insurance, and you’re not covered on your home contents insurance, then all the other stuff is effectively free and a bonus. For me that makes the account pretty good value, and although it’s the complete opposite to Monzo’s offering, you’d have to consider if it really was ‘worth’ switching to Monzo.
I’m going to have to make this decision myself in due course, for disclosure. Naturally, as I said earlier, as Monzo is free one needn’t have to choose simply one.
Depends how much you place on @lozfromcorby’s ethos of ‘moving on’ I guess.