I totally agree. This iteration is worse for me than the first. Other than the 1% interest, why would you pay for the other stuff when you can get it free elsewhere? I have no interest in virtual cards, I check my credit score with all 3 CRA’s for free also.
I preferred the offerings of the original Plus account as it’s travel/phone/ home insurance I would like bundled.
Extra foreign ATM transactions are nice but entirely redundant at the moment. And not a chance I’d pay more for a different coloured card
Pretty disappointed with this offering indeed, looks like I’ll be keeping my bundled account with NatWest a little longer (£10 a month for travel insurance, phone insurance, free foreign transactions and cashback)