Feedback / ideas / issues about Pots and payment to/from 
Pot image generator (credit to @rknightuk) 
I did unachieve a few pots and noticed a limitation 
Looks like only 20 active pots are allowed for now 
@Alexxxxx needs a bigger categories allowance and I need a bigger pots allowance 
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Yeah, 20 pots is the max.
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Hopefully it will be increased soon 
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There’s a ‘hack’ to get 40 pots by opening a Joint Account (where possible)
While it is 2 different accounts, you can total up to 40 pots between your Joint and Personal accounts (up to 20 pots with each)
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It’s never too early, is it?
1 of my pots is Pension vision/target amount, still nearly empty 
At Starling pot/space limit is £100k 
I wonder why?
I don’t really understand this thread?
Requests/issues/improvements get their own threads so they can be voted on, but this is just more of the same but without the organisation?
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This is a simple ‘‘Feedback & Ideas’’ topic
If people need you to vote on something, I am sure they’ll invite you 
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Jesus a pot for pension now I’ve actually seen it all 🤦
If you haven’t already you seriously need to look at actual pension providers to save your cash in, not a Monzo pot.
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For £1 I don’t think it really matters. By retirement that won’t even buy a freddo
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You did indeed 
Yes, I know 
Different people, different pots 
. I may safe for a 
if I want, who cares 
I prefer Monzo pot instead tbh 
At least I know how much I saved and can withdraw it NOW 
, not in 50 or 60 years 
when I’ll be 
It also won’t grow like a pension.
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Yes, I understand. But Pension is a different topic
Need a mortgage for one of them
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As I saved more than a set target, was expecting to see equivalent percentage, eg 145%
Was it always like this? 
I don’t recall seeing anything above 100%
At a guess, Monzo will be calculating the percentage with a range of 0%-100%, as mathematically, 100% is the maximum possible percentage. In your example, once you hit £68 in your pot then you’ve hit the target (100% of the goal) - anything more is a bonus but not a percentage greater than 100% of the goal.
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Is it? I’m no mathematician so correct me if I’m wrong, but I’m sure percentages greater than 100 exist.
I’d say if you’ve saved £200 of a £100 target, you’ve saved 200% of your target.
Likewise, if something costs £1 on Monday but £3 on Friday, the price has increased 200%.
It depends on the context. Here’s a good explanation of when & when not to go over 100%:
"100% is your original whole. If we’re just taking a piece out of our original whole, more than 100% doesn’t make sense. For instance, if I said that 130% of my students passed the test, it makes no sense. 100% would be every single student. Similarly, you’re never going to get a 130% discount (unless they’re paying you to take the item.) When someone says they’re going to give it 130%, it’s hyperbole.
However, in Zimbabwe in 2008, the monthly inflation rate was 79,600,000,000%. There is no upper bound to percentages. So, when does it make sense to use over 100%?
We’ll use over 100% when comparing a new, larger quantity to a smaller old quantity.
A simple example would be this. Suppose my salary was $100,000. My whole salary is 100%. Then my salary becomes $130,000. It increases by 30% ($30,000) so I can say that my current salary is 130% of my old one. Of course the percent is going to be over 100, because 100% represented my old salary, and my salary is bigger now.
Also, sometimes there are increases larger than the original quantity, and your change is over 100%.
Suppose my salary was $100,000. Then it becomes $200,000. My new salary increased by the amount of my old one. That’s a 100% increase. But if my new salary was $300,000 then I got a 200% raise. In other words, I got a raise equal to double my current salary.
So when our friends at Apple talk about the graphics being 130% faster, they’re simply saying “a little over twice as fast.” The speed increased by the speed of the original (100%) plus another 30%."
So Monzo is treating the Goal amount as the original whole. Once you reach it, the whole is complete.
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