It is the obvious answer isnāt it. Also far more information density than massive cards which are only really appropriate for the card account and even then are overkill IMO. This section needs a redesign and should not have a limit on list length for design reasons.
Perhaps when they add marketplace accounts they will rethink it at that point.
Would be nice if there was a way to quickly cover a transaction with money from a pot. e.g. tap transaction in list, select āUse money from potā¦ā, select a pot and that exact amount is transferred over. This will be a very nice addition to the Shared Pots, when they come in. Itāll mean you can pay for groceries etc., then when you get home, transfer the money you spent from your joint pot in a couple of taps.
Not sure if itās mentioned elsewhere in this thread but the opposite is true too. Click on an inbound payment and move the whole thing straight to a pot.
Iāve gone to do this so many times my brain already thinks itās a feature!
Ooo, yes that would be good. Youāre right, it does feel like a feature that would naturally come with pots. Great to know if either of these suggestions are on the roadmap. Is there a visible roadmap? (Iām fairly new to Monzo).
Iām a current user of Starling looking to switch to Monzo and this is something thatās holding me back. If I have money in a pot in Starling and go into my overdraft, if my total balance (including pots) is a positive, thereās no overdraft fee. Itās super useful to know Iām not going to accidentally get charged fees when the money is actually there and available if necessary
I like the idea of pots however all they do is sit there and be visible making the cash easily accessible. A few suggestions then:-
Donāt make the contributions visible at all times so it is easy to āforgetā you are actually saving. Maybe an option to turn the notifications off from the main balance screen?
Set targets for pots such that it reminds you of the goal / item you could be saving for?
Use the entire fund for a crowdfunded investment pot. Monzo can then invest it in either a high, medium or low risk investment, we (the users) select what risk profile we want and (hope?) to see the funds grow. I would be less likely to withdraw the money if there was a remote chance it would increase.
So I know a lot of my thoughts have been said before butā¦
I primary use the Coin Jar pot although it is frustrating that you see the charge going into the coin jar in the home screen. I know you are working on a fix for this which will be awesome. It would also be nice to have an option to hide the coin jar altogether and not have the Total Balance in the account tab including it. I have found a couple of times that I get to Ā£20 and just think, thats a lot, I should probably just use it. I know⦠itās weak. But it would be great if it was just gone completely - out of sight and out of mind.
In the future the ability to have a joint sharing pot would be incredible. Again I know the focus is on joint accountsā¦
Can we look at changing the layout for the account page. Specifically displaying the pots in a different way and ability to sort the order they appear in.
Would like to be able to set my own image/photo as a background for a pot. (Makes me more emotionally invested!)
I would also like to see some sort of savings goal and an indicator to show me how close I am to reaching that goal. For example, I want to save £1000 for a holiday, I save £500- bar moves to 50%.
Itād be great to be able to see some kind of time history of transactions in and out of pots. Perhaps tapping on the pots sees the in and out transfers dates and quanitities in some way. Itād be helpful to remind myself why and when i drained one of my pots!
Could we add our own image to pots? The stock images available are quite limited and I created a pot for my boyfriendās gifts and would like to have his face on it. Not the highest priority I know but still nice feature to have - personalisation and all that. Cheers
Itās been discussed that they donāt want this as users could upload inappropriate images. I am hoping they will at least add more stock images to the current limited selection (my sky holiday por has the yacht picture lol)