Pot transfers happening before scheduled payments to joint account

I have scheduled payments from my personal account (and partner’s personal account) into our joint account on pay day, then scheduled pot transfers from the joint account to various joint account pots.

Recently I’ve noticed that pot transfers are happening first before the scheduled payments hit the joint account. Most are declined as there isn’t enough money… yet! So then I have to manually make each transfer that was declined.

I’m sure this didn’t used to happen - I remember many years of setting and forgetting these transfers, all happening in perfect timing on payday.

So is there a way to have pot transfers happen after scheduled payments from personal accounts? Maybe I’m missing something but it’s frustrating to manually redo a number of transfers

It’s as simple as you think it is. Set your transfers for a later date, perhaps the 1st of the month.

This started happening for us a couple of months ago after a very long period of no problems. All our pot transfers failed on 1 month. We’ve had to love them to 2nd of the month but dislike having a large balance even overnight.

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