Just like a referendum. Government gives opinion then emphasises their opinion in wording of options given. That’s life.
Yes like the side of a cow. However without machine readable OCR codes and unable to process through the standard bank network additional costs are incurred and just like trying to deposit a foreign currency cheque from a foreign bank you will be charged for those costs if they exercise their choice to accept it. However they are more likely to decline to accept your novel form of payment.
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In the last 10 odd years I have only ever needed a cheque once and I went to MetroBank and they printed me out 5.
I also had a company that paid me in cheques and I refused them and told them to pay me by bank transfer.
Cheques bounce, cheques are old, cheques are now pointless.
Why would anyone want to wait 7 days for their money??
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and the cheque guarantee card scheme has been abolished.
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Yup so pointless really
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I’m sorry, @anon44204028 but I thought you’d know me better than that. I don’t remotely mean that I think your opinion is less valid. As I specifically stated: I don’t even have an opinion, really.
My only point was the way the question was put does not lend credibility to the result of the poll. Obviously, you have a right to disagree with that, but I still stand by my point, that if you had left the opening post to be the simple question (without your own opinion attached to it, and maybe put it as the first comment) and not put one answer in ALL CAPS the other in all lowercase that would’ve been a lot more credible.
Yes, you may be right: the government isn’t always the best example to follow, but at least on the ballot paper they just put the question with the two answers. No opinion on there. I’d argue that the opening post is the “ballot paper” and that it would’ve lent the whole poll more credibility if it was less biased. (However, my strongest objection is to the use of upper/lower case in the answers.)
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True. I regularly get people who insist on cheques phoning me up to complain it has bounced…
Usually because monitoring my balance in my legacy bank is so hard and Netflix or something has taken it’s monthly subscription fee meaning my bank just bounces the cheque (no overdraft)
Such a pain…
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Then you get hit with a fee for that bounce yeah?
I had eurocheques once, with a £250 guarantee card.
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and I had regular cheques with a £250 card from an RBS subsidiary
I had £250 regular cheques and used to use them in like a cash converters to get money before payday 
That was over 20 years ago mind you.
Why would anyone want to wait 7 days for their money??
To be fair that’s reducing to 1 day.
Cheques are still anachronisms, but once we can deposit them by taking pictures in banking apps and they clear so fast, they become only annoying rather than the complete pain in the rear that they are at the moment.
I think there should be a downloadable template when you need it:
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So that makes you the government…seriously?
It’s clear that a lot of us are very passionate about this topic. And it’s important and useful to debate on the issue as this is what this community is for.
It’d be nice if the comments could refrain from being persobal though. We all have an opinion and they are all just as valuable and valid as one another.
As much as you might hate cheques they are still used. That is a fact. So they are not a thing of the past.
Also it’s not up to you to decide how people should pay for things.
If people are happy to wait longer to receive their money but like the freedom of being able to pay for something by simply quickly filling a form, what is it to you?
Where your argument is interesting and valid is pointing out how much money would be involved for Monzo and they’d then have to pass that fee onto the customer somehow. We’ve already seen that happen with ATM withdrawls as Monzo simply can’t afford an option that is not economically viable for them.
There are ways around that for instance paying to have a chequebook like in many EU countries could be an option.
However, maybe even more relevant, if chequebooks are to expensive and a printable solution is actually viable maybe that’s worth exploring instead.
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I’d say no. I think I’ve written two cheques in my 10 year banking history.
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I have said yes, as they come in useful for paying for childcare more than anything
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now who is being personal … you
I was responding to another user who questioned me giving my opinion despite creating the poll. I have like any other user the right to express my opinion. I have in fact enabled debate by creating the poll and given both sides the chance to express their thoughts and opinions. The role I have played is positive and there is no need for your personal attack on me. If you have strong feelings in this theme then argue them in a coherent and structured manner in this thread rather than snip at those who may hold a different opinion
totally agree. Please would users stick to the topic and avoid disagreement with other users
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I’m in two minds over this. I have no interest in cheques at all yet, every year or so, I still have to write one or two. While I may not like them, that apparently still have a purpose.
Monzo not issueing them simply means I’ll never quite get rid of that second account that I’ve got but if they were to issue them I’d have 25 bits of paper lying around that may take me ten years or more to use.
youre old!!!
gosh such a budget life