It’s actually happening; got the email that Pingit is going away on 30 June
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So if you have Barclays account, one will be able to do paym via Barclays app.
But wondering if I should move my paym elsewhere.
Monzo does not have paym. I guess I can compare paym experience elsewhere to see what I like best.
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Serious question - when did you last use paym?
Last autumn pre lockdown.
I book tennis courts to play in a league. And then we are meant to split the costs for the court. So I am like please open your bank app and do one off payment to my mobile number for £3.50 or whatever. As normally doing bank transfer is a faff.
If they don’t have revolut / monzo / starling near by pay.
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Interesting. I guess it’s just a faff the first time, if it’s a known ongoing thing then it’s less so.
When I do collections for people leaving work, or for our 5-a-side, I just used monzo.me, then people just put their card details in. Guess paym works for you 
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It’s singles tennis. So it literally is one off payment, from one person, who one is unlikely to play again. As the local tennis league is single round robin, and when a new round starts most people are different as people get promoted / demoted / join / dropout.
And yeah, nobody wants to store the person details for the next time, as there will not be a next time.
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Now Pingit is closing down, I truly hope that Monzo will now introduce mini cards and/or wearable payment devices.
I really do use Pingit regularly. I have their card as backup in a pocket of my mobile phone case, and a mini card within a loop on my watch strap.
Others used my Pingit account details when making PAYM transactions to me.
I think it’s time those things go the way of the dodo. These days you have Apple/Google/Samsung/Garmin pay so you can pay with your watch or phone and it doesn’t require a separate top up. Is playing with a coffee cup really that much more convenient than paying with the phone?
Why use the mini card instead of whatever pay your phone supports?
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To use Garmin Pay I currently have to use Curve, Starling, or Revolut.
There is Santander too, but they pulled zero card before I could apply. 
Cause ideally I want a credit card as my watch payment.
Well then link your credit card of choice to Curve, then pay with Curve through Garmin Pay!
That works with everything except American Express.
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In that sort of situation it’s an ideal solution!
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I don’t like it. Would rather have things native.
If things go wrong, it will be one more party for o chase things up with.
Well it’s an option - keep things native or, if you want to, use Garmin Pay via Curve (which provides a capability you otherwise wouldn’t have, unless using one of the small number of participating banks directly).
Phone and smart watch batteries die. Wallets get mislaid.
I always ensure I have £15.00 credit in my Pingit account, in case of emergencies.
I always have £15.00 literally to hand, thanks to the mini card in my watch strap.
You can buy a keychain tube, and roll a £20 into it.
But I guess many places are cashless these days.
ICard keyfob is a good Pingit replacement
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