Purchasing some tickets for an event in Spain next week, and it’s going through Paypal in Euros.
It’s asking if I should take Paypal’s exchange rate, or card issuer. Anyone know which one would be better?
Exchange rate: £1.00 GBP = €1.0977883 EUR
Converted as of 26/04/2018, 19:21
check here as this is the rate you will get from Monzo
https://www.mastercard.us/en-us/consumers/get-support/convert-currency.html
Always use the Monzo rate, so charge your card in whatever currency you’re paying instead of letting the payment processor convert it for you as they always give you a worse rate.
Monzo - £17.48
Paypal - £18.22
Boom 
Boom, indeed. Spend your £0.74 wisely. 
Coin Jar! 
Maybe Monzo should create a “legacy bank bullshit fee jar” where upon each foreign transaction, a fee comparable to what a legacy bank would charge is deducted and put into that jar.