Just noticed that a payment set for the 31st of the month got moved to the 30th (as it should when we are in a month with only 30 days). The only problem is because it got bumped a day, it then came out BEFORE my transfer to my bills pot, which is actually scheduled for the 30th of each month, one day before.
This was for my rent payments, so I paid my rent and then transferred money to my bills pot (which included the rent payment that should come from the bills pot. This left me in my overdraft.
I think it would be wise to have any payments on the 31st of the month be processed LAST during 30 (or less) day months. This means this situation would never arise.
I don’t know what the queue process is for these transactions, but feel like it would be a good QoL change for most people. Thoughts?