Pay yourself first: How to save money every month

The end of the month means payday for lots of people – so we thought it’d be a good opportunity to explain how to pay yourself first!


Thats what I do, find it to work the best when all my bills are separated into individual pots (council tax, water, energy, travel etc.) :+1:t2::sunglasses:

1 Like

This is what I do and I find it to be the most effective way to save.

Personally not much of a fan of round-up or algorithmic savings methods.

1 Like

10% to investments and 10% in my Monzo Pots! :slightly_smiling_face:

Also do a round up into a pot and the 1p savings challenge because why not!

I put 60% aside for bills, save 25%, spend 12% and the remaining 10% goes towards extra maths lessons.


Might want to use more than 10% for those maths lessons :wink:

1 Like

I do it the flip side,
pay bills first
then know my budget for the month.
Then end of month excess goes back to savings.

1 Like

All in all I think the above methods are all credible however so much easier to achieve if you destroy your debt first. :slight_smile:

1 Like


Been doing it for years now, and it’s highly efficient. Save first - future you will thank you.

Thats 107%