I’d like to be able to hit one button that clears my flex account to zero.
Right now i need to go into each transaction individually and pay it off. I have like 20+ of these to do, which is a lot of time pressing the screen
20+? Blimey.
Is that on daily spends stuff opposed to credit worthy purchases?
(Solely opinionated, if you want to flex bread you flex bread)
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I’m also intrigued by the amount in case I’m missing a trick on things I should be flexing instead of paying in one lump.
I had a night out with friends so paid for meal for two, drinks in various venues, a taxi ride and a Deliveroo the next morning (it was needed!). I flexed all these so that my money lasted to the end of the month without the big spend having to be a worry.
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Yes did this morning but if a pain with flex. Would also be good if you could pay the next flex payment early.
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I was gunna hit my overdraft that charges interest. Putting a number of historical transactions on flex for three months is interest free so it freed up cash to avoid overdraft. I knew i was getting paid soon and could easily pay off the flex bill. Saved my self some pennies I guess but maybe not worth all the clicks and PIN entries to pay each off one by one.
Even if you have 5 transactions, still be nice to just pay off all at once as an option if you got a bonus lets say and wanted to clear your debt.
Each time you go to pay off a single transaction you have to type in the amount. Be good here to also have the option to hit “max” or “all” rather than have to type £123.45.
Nice to have improvements, admittedly, but always keen to make monzo better with marginal gain improvements
3 Likes
ps - i’d rather use flex than credit card cos then its all within monzo. I like that with flex i can retro add things to the “credit card”. But what a credit card has is the ability to easily pay it all off and that’s currently a bit cumbersome and time consuming in Flex
Hi, got an idea to help me manage Monzo flex a bit better. Add an option to be able to pay off everything at once with a button so if I want to pay off everything early then I can just click it and it will clear it all rather then having to go into everything
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3 Likes
Merged in here
Happy Birthday! 
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Thanks David!