My wife is coming to the UK for a longer period, before we were dividing our lives between mostly Asia and partly UK / Europe and now its going to be mostly UK/Europe and partly Asia.
She has a long term 5 year UK visa but lacks any western banking, of course I would like her to experience the ‘banking 2.0’ feeling that Monzo gives. She has no need of a current account, Monzos basic card based offering is perfect, especially as its easy for me to fund and top up via my own or my cards.
The problem I have is satisfying banking regulations for know your customer. She wont have any utility bills, she wont have a UK driving license, she has no existing western banking to UK addresses (I have 2 UK addresses, one Dutch address, one Asian address and a Portugese ones for winter… My life is fluid to say the least !!!).
What does anyone suggest to solve this ?? How does someone new to the UK, attain their first banking relationship. I had never considered this previously.
Monzo doesnt do joint accounts… Can Monzo allocate ‘me’ a second card ?? Even to a second address ?? Would some kind of private rental contract verify an address legally ??