Can u have a overdraft with a joint account ??
Not yet Iām afraid,
Hopefully there will be more news in this area soon.
Ok thanks
This would be great - Iām with Nationwide who have this facility. Its nice to have a buffer for unexpected bills etc 
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Lack of a Joint overdraft is stopping me from using Monzo as a main account.
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How can take overdraft
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You canāt.
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Hi @Dritan29
As mentioned, we currently donāt offer an overdraft feature for Joint Accounts (although Iām sure weād love too sometime in the future!)
If youāre asking about an overdraft for your personal account, you can find out if youāre eligible by going to the Account tab in your Monzo app, and tapping the āLearn more about loans and overdraftsā button 
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Have looked at trying to add a joint account overdraft but canāt find one for it. This would be good to have as my wife isnāt as good at budgeting 
and means I have to keep moving money for when bills come out.
Finally some GOOD news! 