Guys new member here and so far loving Monzo! I’ve a query / some feedback; As I’ve been in the process of transferring and setting my account up I noticed that the account ‘Balance’ doesn’t seem to differentiate between my cash and my overdraft e.g. my balance showed as £900, it wasn’t clear whether this was a positive balance of £900 or that I’d used £100 of my £1000 overdraft. It seems balance is made up of cash plus overdraft headroom however this can make it hard to tell when you’re overdrawn (especially if there’s a lot of transactions going in and out).
With previous banks it’s been clear when in an overdrawn position as the balance would be prefixed with a minus or DR narrative. It would be easier to manage your account at a glance if you could differentiate, is there any plan to introduce this functionality at all (or is it available already and I’ve not found it yet)?