Overdraft and Flex limit increases


I’ve seen in the Monzo app that I can increase my Overdraft and Monzo Flex limits.

It’s something I’d like to do as I’m considering going full Monzo.

I just wanted to check if a limit increase would involve a hard credit search?

Thanks :slight_smile:

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It does a hard credit search, yes

It doesn’t, see :point_up_2:


Oh sorry - I thought it was a hard search

I put my flex limit up from 3k to 6k about 2 months ago, and there was definitely no hard search.

I can’t comment on the overdraft, though, as I’ve never changed the limit.

Edit: typo.

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Hard search for applying for Flex in the first place, but not for a credit limit increase.
I believe the same thing applies to overdrafts, but don’t quote me on that.


Thank you everyone!

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All done, Flex and OD limits increased!

Soooo much easier with Monzo than first direct!

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