Fascinating thread - lots of irrelevant posts against posts by folks wanting just the original service (if you are happy with the current account offering why would you post in this thread? As product management folks say - your opinion is interesting but irrelevant).
I’d be happy to update to a current account (why not if I can choose to use as few or many of the services I want), all else being the same. I want low cost and app-based funding services (eg travel money card). May use other services as time goes on. But I see that the new current account adds fees for in-app topping up - Reducing the cost of debit card top-ups - so the model HAS changed. Ad hoc top ups are what I wanted. Using a debit card to do so apparently is expensive to Monzo (huh? I’d have thought it was like any other payment by debit card for the recipient). Monzo has not seen fit to allow 1 top up a month or somesuch. Maybe I need to install my existing banks’ app to do direct transfers ad hoc. Wow their app is much better than I realised. Etc etc.
So I’m still mulling the additional current account!
And every other respondent to this thread please note that many customers have different needs from their Monzo etc services. Different needs are not bad, just different…