As good a reason as any to consider it might not be a great thing to do.
I think I’m putting this change on the steadily growing pile of reasons to move away from Monzo.
Personally I’ll only really be affected by the removal of the £20 buffer (which, why was that removed? No reason given in the post). But the main things are: you’re giving a lower rate to those already in a better financial position, and still think that playing on people’s cognative biases with rates like 19% and 39% is cool. It’s not.
Remember when you wanted to be better than that, Monzo?