From what I understand here, Premium customers will get the 3.2% (it’s just increased from 3%) ASWELL AS the 1.5% (1% for Plus customers).
Correct?
If not, it makes the interest no longer relevant on the paid accounts.
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Yep… but see them as 2 separate things
3.2% on the ISAP
1.5%/1% on the first 2k on balance/pots excl 3rd party pots.
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Thought so. Thank you for clarifying, @walderston 
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The P2P Site Loanpad shows daily interest earned on the main Dashboard.
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Just went to add money, and saw this first screen. Obviously thought this meant I could add money directly to the savings pot from another account.
You then choose from a list of banks (again, thought this meant it would use the same authorisation for adding money directly but just put it into the savings pot). In reality it just gives you this screen lol…
What is the perceived value of building this whole flow for nothing?
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Maybe this is the first stage of something?
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Just out of interest, what happens if you choose other banks? Doesn’t Starling not really support Open Banking fully and other banks do? So, if you choose another one, do you get the same screen anyway or does it do something different?
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It’s the same screen for other banks as well. Just a means of copying your account details.
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We’ve raised your rate to 3.2% AER (variable) - well done Monzo! 
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Since the 23rd, too 
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Hoping there is some movement on the rate for this. 
would like to keep my savings in Monzo but the gap is widening a bit too much now.
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Chip - 3.71%. Why bother with Monzo?
Some people prefer everything in one place as it’s that bit easier to manage and keep track
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Monzo run their own savings account now so there’s a bit of hope in there they may increase naturally.
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As much as I like having everything all in one place, I am tempted by the latest Chip news. I really hope Monzo start to be competitive in their offering.
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it gets my hopes up for a new rate every time I see a new post in this thread haha
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I’ve always been (and still am) of the opinion that Monzo does a good job when it comes to easy access savings rate. That’s because they stated their aim is to provide better options than fellow current-account-providing banks, and Monzo always does fairly well in comparison to this subset. At the moment, Monzo (3.20%) is top of the pile of easy access accounts at such banks, along with Nationwide (3.20%). Chase @ 3.10% is the next best option.
If you’re willing to move your savings to a bank that doesn’t provide a current account, you’ll always find better options than Monzo (or any other current-account-providing bank). I think most people probably don’t bother which is probably why banks who provide current accounts generally don’t try to top those who don’t.
As an aside, I’ve just noticed that Monzo savings accounts are not currently listed in moneyfacts tables. Has this always been the case? I thought I had seen them listed in the past.
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Worth pointing out that I had an update from Coventry Building Society at 12:59 (Just under an hour…) - to 3.6% for their easy access.
Also would love to see a greater rate - was hoping for at least 3.5%, and closer to 4%. Will move my savings out of Monzo over the weekend.
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All good, and please don’t complain when they go down as quickly
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