No notification of TfL transactions

[alexs (Alex Sherwood)]

@ninepine

Current accounts aren’t real-time even if you don’t issue cheque books. (hope you don’t as we don’t need tech from the 1880’s!) so the beauty of the pre paid card is going to be lost.

I don’t think I’m contradicting you what you meant here so just to clarify, the current accounts will be just as real time, when it comes to transaction data as the prepaid cards. Monzo will still force as many transactions as it can online & will be able to deliver the transaction notification as a result.

Direct debits & standing orders are additional features & I expect you’ll receive a real time notification when those are taken / paid too.

As you say, Monzo will receive a notification 24 hours in advance of direct debits being taken & I’d hope that they’ll notify users then too. Some alternatives, like listing scheduled direct debits (based on when they were last taken) in the app, have been discussed here too -

Direct Debit Spending Notifications

I think my suggestion is very close (maybe even the same) to what has been discussed here already so I didn’t want to start a new thread. Every few days/weeks I have a little heart attack when I remember that I forgot to check that I have enough money in my bank account that my bills get paid from. It would be great if Monzo could ‘learn’ what day of the month you usually pay what bills and how much they are. Notifications and integration with budgeting, as mentioned above, would be really coo…

@ninepine

including the transaction date as a separate piece of data with transactions would be helpful as you move to debit card. With TFL the transaction date is detailed in the note on the transaction but this can be lost if you edit the note.

Oh & I agree with this point too, it would be nice if the data was a bit more permanent