No. As you’ll know from my posts in this community, I don’t like cheques either. They’re an antiquated mechanism for moving money. In fact, I think largely the same of cash.
Unfortunately, cheques are still a thing. B handles this well, Monzo and Starling don’t ‘challenge’ this aspect for [reasons].
(I’ve been unlucky enough to receive three cheques in three months. It was not frictionless. For many people, cheques are more prevalent.)
Just because the article doesn’t trumpet Monzo as the best thing since sliced bread doesn’t make it unreasonable. Well, apart from the marmite comment which was a little silly and inaccurate.