🇳🇿 Monzo in New Zealand [Wiki]

(Alex Sherwood) #1

This is a wiki crowdsourced by the Monzo Community to help you travel with Monzo.

Just like Wikipedia, anyone can edit it to help out others. If you have any tips or feedback for visiting New Zealand with Monzo, please feel free to edit this guide. You can also add a comment or question below — someone will then incorporate your comment into the main text below and then delete your comment. To create your own “Monzo in …” guide if one doesn’t already exist, just copy this template into a new post and write away!

Safe travels! :wave: :airplane:


New Zealand Dollar, $, NZD

Card usage

POS acceptance, including contactless, is great.

If you are prompted to select Credit, Checking or Savings, while making a payment, select Credit.

Some merchants charge a credit card surcharge for foreign debit cards.


You will need to enable Magstripe withdrawals in order to use BNZ ATMs.

Withdrawal Charges

Banking is a lot different in NZ in that if you use another banks ATM you get charged a fee, even for kiwi’s e.g. using a BNZ visa in an ANZ ATM will yield a fee.

ANZ $3
BNZ free
Westpac free
ASB free

Payment and withdrawal limits

The contactless limit is NZD $80 (approx 40GBP).

Crowdsourced merchant data

For those visiting Hobbiton, they didn’t seem to accept the pre-paid Monzo card so we would recommend carrying cash for all of your souvenirs


To edit this guide, just tap the pencil icon below. Alternatively, add a reply with your comments and someone from the community will incorporate your suggestions into the guide and then delete your comment.