Monzo in Malta 🇲🇹 [Wiki]

This is a wiki crowdsourced by the Monzo Community to help you travel with Monzo.

Just like Wikipedia, anyone can edit it to help out others. If you have any tips or feedback for visiting Malta with Monzo, please feel free to edit this guide. You can also add a comment or question below — someone will then incorporate your comment into the main text below and then delete your comment. To create your own “Monzo in …” guide if one doesn’t already exist, just copy this template into a new post and write away!

Safe travels! :airplane: :airplane:



Malta use the Euro (EUR)

Monzo users pay the Mastercard exchange rate with no added fees.

Card usage

Almost everywhere accepts card payments including contactless. Remember to always opt to pay in the local currency to avoid Dynamic Currency Conversion.


ATMs are very common, they are in many stores and are on the street. All ATMs seem to accept Monzo.

Payment and withdrawal limits

All Monzo cards have some payment and withdrawal limits. To check yours before you leave, go to your Profile section of the app and tap on Limits.

Crowdsourced merchant data

Data seems to be okay, most places are small businesses so do not have twitter or any official logo so can be hard to submit suggestions for changes.


To edit this guide, just tap the pencil icon below. Alternatively, add a reply with your comments and someone from the community will incorporate your suggestions into the guide and then delete your comment