I moved from Ireland to UK in May of this year and opened a Monzo account. This is currently my only UK bank account. I’ve been paid my salary in here twice so far, and I have several bills coming from this and a joint account I have with my girlfriend.
The annoying thing is that there is no trace of me on any credit score checkers. I can’t verify my identity on the GOV UK website either because they can’t find anything on me.
My question is; should I be building up a credit score/presence using Monzo? Or do you think that will happen if I create a bank account with one of the major branches instead? Or does it just take several months before my credit score will become available.
Any help much appreciated.