So here’s the thing. When I started a new job 7 months ago I decided to use it as a catalyst to go fully Monzo.
But the two main credit checkers don’t recognise any of the money in my Monzo account! My score has dropped on one of these significantly, but is this related?!
It’s worth noting I have a Lifetime ISA elsewhere as I am saving for a first time mortgage deposit. Is being fully Monzo damaging my credit score and the mortgage rates I may get when I go to buy a property?!