Just a quick one, because all my contacts using Monzo are on Android, I don’t yet see them on the new Payments with Friends feature in the latest TestFlight release of 1.8.2 (227). However, what is surfaced is my own contact. I believe that should be filtered out as while it does allow me to proceed to the next screen, I am (rightly) blocked from trying to pay myself. Imo, it’s not a great experience to present.
For reference, I have only one phone number in my contact card and it is the same one registered with Monzo in addition to it being correctly set as me in iOS.