Natwest Chat

uFirst has been around for decades I think. I’d have thought they’d have redone it as Select but maybe their separate IT isn’t up to that.

The real question, I suppose, is does it have a different card? :stuck_out_tongue:

Some of the benefits are only applicable if you’re resident in NI so you’d probably be better off applying for one of the RBS or NatWest variants.

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Thanks for highlighting that. Think I’ll just go with the ‘standard’ Ulster Premier Account for now as I don’t qualify for NatWest/RBS.

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Spoke with them this morning, they do expect the full 100k is moved across regardless of if some of it is investments unfortunately. Then you can be put in touch with the NatWest Invest Team, but they didn’t say whether they have access to a greater variety of funds etc.

I assume investments include pensions, is this correct?

Bit of a shooting in the foot there. The NatWest investment team offer a choice of five funds so anyone who would be well over the £100k with investments will just walk away. Or not even much over it if you’ve anything complicated.

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So someone with a £100k stakeholder pension with Legal and General could qualify for Ulster Bank premier?

Mine too. I just wondered if they considered it a part of your investments considering RBS don’t actually offer a true pension product as you have to withdraw your funds prior to maturing.

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Going by the terms, yes, and you wouldn’t have to transfer it to them either. Mine’s with AJ Bell and not transferable to Ulster so not having to is brilliant.

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Mind you, it does raise the question of what you actually get with Premier.

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Natwest and RBS announce further branch closures (moneysavingexpert.com)

NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 79 of their bank branches in 2024, after the Group announced a further 47 closures today.

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2 of my closed natwest branch are closing by the end of this year. What used to be a 10 min walk will soon be a 30min bus ride. I feel like having access to a branch will soon be a prestige :frowning:

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Branch access is overrated. What were the last three visits to your branch for?

And for bonus points, when?

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Annoyingly my last three were all for opening/updating child accounts (and all within the past year). Though this is Nationwide not NatWest.

Yes same. But its also useful to pay in cash bc branch is way closer than the post office.

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Anyone know of any product roadmap for NatWest accounts?

Recently opened up the account (for the switch money truth be told) but may make it my main account if they create some sort of spaces / pots / bills paid from here feature.

Why? Fairly sure a few of the other banks have introduced saving pots. It doesn’t seem completely unrealistic that Natwest wouldn’t possibly do the same.

Which banks non fintech starts have a Pots/Spaces/Pay bills from these type spaces?

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Not to pay bills from though, that’s what the OP asked.

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