Natwest Chat

Fairly sure they’d run it as year average not a minor dip you’ll likely replace, if they even care.

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So If I drop down to like 98K or something for about a month and quickly top it back up to 100K they wouldn’t really care?

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Shouldn’t do, I’ve no first hand experience but fluctuation happens and I can’t imagine they’d be like nope they entered £99,999.99 so let’s close that account.

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Okie! Thanks Mate!

I’m gonna apply for Premier now!

Can’t decide which Premier thou?

Natwest, Ulster or RBS?

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Someone else is better equipped to respond, I’m poor I’ll never know :joy:

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Why not all three? :face_with_peeking_eye:

Yeah I dont have that yet xD

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1440p monitors look great, and will be fine unless you’re doing design work.

Edit: just realised this is the NatWest thread, I thought it was the recent tech thread lol.

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I’ve had a Thinkpad my entire life.

I have always been a Thinkpad user!

But i’m thinking of finally getting a Macbook Pro M3 16" as ive been putting it off for ages and ages.

For my setup at home. I have 3 4K 27" monitors all connected to a Dock that runs off my Thinkpad

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Benefits?

All 3 premier account offers the same benefit.

Not sure how new this is but you can now add photos for your payees, which is nice. I wish Monzo allowed this:

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Another feature often promised but never finished, I would’ve also wanted this.

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Starling have let you add payee photos for years. Are there any other banks that let you do this?

I’m sure monzo did once upon a time but it was a flop.

Was mentioned a month or so ago that the BNPL product was closing down, but another article about it:

Lower than expected use is odd, I wasn’t given the ability to even apply for it. But I tend to use PayPal Credit for 4 months 0% interest anyway.

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For those with NatWest Premier accounts, how do they work out your salary requirement?

Say I earn £120k but contribute 30k into my pension, would I not qualify for the account because I don’t meet the 100k requirement?

Just curious how it works.

Thanks. Wonder if my contract will be enough that shows my salary and bonus.

From my experience, if you apply as a new customer they will ask for payslips as a follow on question during the initial application process. I’m putting quite a bit into my pension at the moment so if you looked at my net salary alone it would suggest I’m not earning 100k. I noted this as a comment when I submitted my payslips and they followed on with an additional request for a statement showing the money going into my pension plan.

With Ulster more recently I met the requirement with the 100k minimum savings - I tried to use the form to upgrade and it rejected me without asking for any evidence - a call to premier resulted in a callback to manually upgrade me.

You can also get the Premier Reward which gives you more cash back than the normal Reward account (you get £11 back a month so £9 profit,)

If you need to call, the phone tends to be answered more quickly too. You used to get a named relationship manager, but they’ve recently scrapped that.