Natwest Chat

Haven’t used a chequebook for years, but need to get a copy of some deeds from the Land Registry, can’t write a cheque so I’ll have to get a postal order! A postal order!!

Wooooaaahhh! Don’t think I’ve ever used one of those either :laughing:

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Can’t they just send you a Monzo.me link? :mondo:

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So I received a letter today from the Natwest Fraud Operations. Obviously deeply concerned, I phoned the number. Received a very disinterested lady who asked if I had opened up a bank account recently.
All she then told me was to take my documents to a branch to verify I am who I say I am.

Just a bit of a ridiculous process really (I get security is important and don’t take that away from the situation!) so the account switch is already in progress!

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My parents have had a NatWest account for years. Since my dad passed away, I’ve had the unfortunate pleasure of dealing with them over the phone and in branch. Their lack of customer care is shocking.

Seen in my local branch recently when I went in to close my accounts.

IMG_20190108_133917056

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Natwest have marked my account as in default despite me sticking with my agreed repayment plan.

I sent a complaint 10 weeks ago and still have no reply, their online team said that the complaints team has my complaint and will contact me.

Unfortunately for them this is past the 8 week requirement so I have escalated it to the financial ombudsman who will hopefully sort it :roll_eyes:

Natwest was a pain to setup I remember but their app is honestly one of the better legacy bank ones around.

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It’s not difficult at all. I felt a bit bad the lady I spoke to was lovely. She just processed the request for the £100 to be paid into my new account and that was it

I’ve been a NatWest customer as my main account and billing account for about 20 years. Having recently opened a Monzo account and seeing what was on offer, I can now see NatWest are definitely quite a way behind technologically. The ONLY reason I’ve not fully migrated to Monzo is the NatWest reward scheme you referred to. I know this is something Monzo is interested in doing so maybe I’ll completely move over at some point and I’m super keen to do so.

To be fair, I haven’t had any issues with NatWest as a bank but have never had need to test out their customer services etc so cannot really comment on that side of things.

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I am signing up for natwest. Is it normal that I have debit card, customer number, current account switch in progress, sort code…

… And yet I don’t know my account number and can’t login at all?!

I feel confused. Not a great onboarding experience.

If I remember right, the account number (and sort code) are given near the end of signing up flow on the website when you first sign up. It is not in a separate email.

Well yesterday I sent £1501 from my monzo to natwest (switch bonus) and a minute later I tried to send £1500 back to Monzo, natwest have blocked my payment and now I have to contact their fraud department :rage:

I can see why that would trigger fraud algorithms, but I’m sure many will have done similar.

I wonder if all were blocked or just a %

Did mine in increments to RBS, pretty glad I did now

I have done a few times without being blocked

Sorry guys, Natwest called me this morning and a robot told me to call this number 3453040001, I did call them and they asked me some questions and one was my 3 digit number, I wasn’t comfortable sharing this information so they hang up. Is this normal?

Seems legit the number for their fraud team according to a quick google

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It’s a fraud. No bank will ask for CVV code over the phone

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I have used the chat and the agent has told me they would never ask for my CVV and she gave me a different number. I will visit a branch next Monday.

Opened a Online Saver for the 3% rate on up to £1k if you pay in £10 a month

Has to setup standing order from my natwest account to open, account is never used as its a spare legacy account.

Managed to cancel the natwest standing order and setup one from monzo no problem, natwest state on their website you can do this so it should not be returned.

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