My girlfriend got scammed from HMRC Scam will monzo refund?

There are a lot of factors that need to be considered when things like this happen - this is why it takes time for banks to investigate. So with this in mind, there unfortunately isn’t a way to say whether you will be successful or not.

You can be rest assured that Monzo will do everything they can to recover the money, but until they’re done you’ll just have to keep your fingers crossed and hope for the best.