This is very much a sweeping generalisation, but it’s too early to expand on it right now
I feel this will work best for those people who might not be as “on it” when it comes to the mortgage side of things.
For me (and a lot of others I know), the 1 or 2 hours of “hassle” sorting out the mortgage for the next 2/3/4/5 years (whatever it may be), is 100% worth it, if the alternative is a more expensive monthly rate.
With something that is likely to be people’s biggest expense, that extra 0.25% can really make a difference.
I guess comparisons could be made with the “Monzo Loans” feature - Likely not the best rate on the market, but it’s easy to use.
That being said, if Monzo are simply “recommending” a broker, then you’d hope the rates would be market leading (in as much that a broker should have access to these rates).