Would just like to politely say i’m 16 and frequently send money from starling to relatives in germany and spain for birthday money…
Starling is really good when it comes to age equality, there are literally no differences between normal and teen a/cs.
also on top of the fraud prevention point mentioned above… using monzo the other day to send money to a friend of a friend which was transferred to me as the person didn’t have a nationwide card reader on them (and they only had nationwide), and the payment of £75 was rejected by monzos fraud detection, which i have to say is excellent - i wasn’t at home, and i never usually transfer more than £30 to new payees.
Overall spot on prevention from monzo!
Thank you. Glad to see that maybe I’m not being totally unreasonable about the whole thing.
I agree that Starling is significantly more equal (apart from the Easy Saver, but you’ve probably seen me go on about this enough in the SB thread 
).
Then again, Starling doesn’t have many features to do with credit/financial spending and so I can see how the accounts are almost equal 
I thought this was supposed to be fixed in the 2023 refresh? Do you still need the reader for payments? if so, that’s proper stupid.
Friend in question hadn’t setup card reader free banking yet 
They are slowly rolling it out so that you don’t need to use card reader to authorise payments can you biometrics instead ie fingerprint or face id
Then get an adult family member to do it until you are an adult yourself.
My thoughts exactly, asking for trouble to allow under 18 to send money abroad.
Using that logic though - the elderly definitely shouldn’t have that feature either?
16+ usually have more fraud knowledge than the average 50-80yr old…
I would disagree with that.
I would have to say they don’t.
Children have fallen for so much more quick money schemes due to social media. So I don’t think allowing them to do more transfers to even more places would be a good move
One of the many examples we’ve seen on here alone.
18+ is a Wise requirement (and by proxy Monzo) so given that Monzo have outsourced international transfers then it can’t (currently) come to the junior accounts.
Is it worth Monzo bringing it all in house so that some kids can pay internationally? Probably not.
Oh yeah, and that’s totally fine. I definitely can’t see Wise about to start doing Junior accounts as as people have said, young people are falling for scams and money laundering schemes, and multiple currencies makes this easier for the scammer people.
Yeah, I agree that it would be impractical for Monzo to make an entirely new feature when they’ve got a pre-existing one. However, they could have it so that the 16-17s user “makes” the payment, and then someone at Monzo manually sends the payment (kinda like CHAPS, but without having to contact CS). You’re right though, it’s definitely not going to happen. And that’s fine, as there are alternatives. (and when am I actually gonna send money internationally. Probs never realistically.)