I suggested this one a couple of months ago around the time they scrapped “bundles”… still think this kind of approach is a great idea and clearly works well if done right!
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Any roadmap on when new more robust features (not card redesign or product marketing) will become available? I don’t understand why Monzo made so effort to make sure they have 3 million users only to start seeing the early adopters stop using it?
Although I am an investor and hope Monzo will develop further I am starting to wonder how Monzo fits into my life.
Why am I using Monzo?
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Track spending - that is not it seeing that even traditional banks now have this feature (see Barclays).
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Budgets - that is not it as Monzo does not offer budgeting features just
false budgetsthat are justtracked spendingnot actual budgets. -
I can add others…
So why am I using Monzo?
I have no idea. What I do know is that I am using Monzo less and less. And see less and less value being brought to my life by Monzo and more by using a traditional bank + Open Banking + Yolt or YNAB.
Time will tell if I continue being a Monzo user.
Interested to understand why you’d favour a mixture of 3 separate ingredients when one will presumably do it. So many posts refer to the benefits of having everything in one place 
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In the example there are actually just 2 elements the bank (that has Open Banking active to send information via IFTTT or Zapier) and Yolt or YNAB to analyse, budget and some other features (wealth management and investment tracking - if done right) .
Of course I would like to have everything in one place. That is why I signed up for Monzo. But there is no 1 solution on the market that does banking + budgeting (Ideally wealth management as well). If you know of one please let me me know
‘Fraid not @dragosMLT, but good luck in your search. 
Hello everyone. I’m closing out this week’s post. We’ll continue the conversation with our latest update:
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