I generally think credit scoring (the Credit Reference Agencies type) is a load of b****cks, but if it had some algorithm to produce selected marketplace borrowing choices from a merged dataset, and showed you how you could improve your products by using credit carefully, that would be a useful feature.
1 Like
Couldnât agree more.
(I worry a bit that weâre having a love in this afternoon. Do we need to insult each other for âbanterâ and to reaffirm our masculinity?)
1 Like
4 Likes
You mightâve paid 16p for your 1-month trial, but I got paid ÂŁ5 for my 2-day trial 
I guess weâre not typical and these are edge cases, but it still seems a little strange.
1 Like
Yeah its an oversight for sure.
Dont know why they couldnt just process you as having pre paid for 2 months instead of physically giving you the ÂŁ10 refund.
1 Like
Did you even end up getting a blue card?
Someone in one of the launch threads made a point to say it was a simpler solution to just dish out credit at the start rather than making a system able to track how long someone was in credit for before charging.
Paraphrasing, but itâs probably just way cheaper for them to deal with these edge cases than design a solution to avoid it