It’s understandable people are going to have different opinions on the initial offerings here but we need to remember they are only initial offerings, it’s user based research and nothing is set in stone.
I also can’t wait for the day were threads like these don’t become ‘Monzo vs. Starling’ in one way or another, it’s boring and to me it’s quite clear each bank has different plans on how they are going to become profitable in the future.
As for my opinion on these offerings, I personally wouldn’t opt for either of them. I don’t see value for money for me, but that’s to say someone else will. I do, however, hope that Monzo listens to this thread (and I’m sure they will)!