Monzo Plus metal card?

I guess we’re all entitled to have different priorities.

I actually have a metal Amex card. Never asked for it, don’t pay for it and have never used it, though I will admit that it looks pretty nice.

A LOT of companies give them to employees for expenses

The lowest tier Amex offer a metal card with is the Platinum credit card. That used to be £550 a year, and I believe that went up when they introduced the metal card. You absolutely are paying for it.

£200 for a nicely designed object that I’d carry everywhere isn’t a big deal.

Actually, I’m really not. It was made available to me as a supplementary card holder, and the main account holder didn’t have to pay extra for me to get it.

Ok, so technicalities aside, the card is being paid for.

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Sure, but my point (and this was also my original point) is that although it’s a nice card, I don’t use it (since I use Apple Pay) and I wouldn’t have paid more then £20-30 for the privilege of having it.

Honestly, 99% of my transactions are Apple Pay anyway, so it would probably barely get any use.

I want a metal card for the same reason I want a nice leather wallet vs fabric, or to your example, the same reason I wear a stainless steel Apple Watch vs aluminium.

I’m happy to pay more for nicer materials that I find more satisfying. The value of the object is as much a part of my value calculation as the functionality.

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