Monzo Plus metal card?

Lol dwl Ashton where u hear this nuts from. I currently have one for the past year now never have issue at atm not once. The only problems I have it with the wrong bank lol hints why I’m begging Monzo to have one so I can transfer all my business and salary to Monzo account

And then half the people on here will tell you that the card lives in a drawer and they only ever use contactless.

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I’ve had a few metal cards in the past. This never happened. Metal cards with plastic backs for contactless eventually start coming apart though, which may cause problems, but I replaces them at that point.

The Amex black gets stuck in atms so I assumed it’ll be the same due to it having 0 flex

I guess we’re all entitled to have different priorities.

I actually have a metal Amex card. Never asked for it, don’t pay for it and have never used it, though I will admit that it looks pretty nice.

How? Their platinum card is £500+ per year

A LOT of companies give them to employees for expenses

The lowest tier Amex offer a metal card with is the Platinum credit card. That used to be £550 a year, and I believe that went up when they introduced the metal card. You absolutely are paying for it.

£200 for a nicely designed object that I’d carry everywhere isn’t a big deal.

Actually, I’m really not. It was made available to me as a supplementary card holder, and the main account holder didn’t have to pay extra for me to get it.

Ok, so technicalities aside, the card is being paid for.

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Sure, but my point (and this was also my original point) is that although it’s a nice card, I don’t use it (since I use Apple Pay) and I wouldn’t have paid more then £20-30 for the privilege of having it.

Sure, you carry it around in your pocket but you don’t see it or handle it most of the time. I doubt 99% of the population have more than 10 transactions a day. 10 seconds per transaction that’s 1.5 minutes

Whereas £200 gets you a nicely designed Apple Watch to carry with you everywhere or a one night getaway to the countryside both of which are objectively far better value

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Honestly, 99% of my transactions are Apple Pay anyway, so it would probably barely get any use.

I want a metal card for the same reason I want a nice leather wallet vs fabric, or to your example, the same reason I wear a stainless steel Apple Watch vs aluminium.

I’m happy to pay more for nicer materials that I find more satisfying. The value of the object is as much a part of my value calculation as the functionality.

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I still really don’t get it.

A leather wallet you touch and use more than a single card in it. An Apple Watch is on your wrist all day. So for both of these, spending the money for extra quality makes sense. Wanting to pay £200 for a metal card that you wouldn’t even use is just beyond me though

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