Monzo will probs include investment discounts in each tier as does Revolut, save reducing and make it feel like another benefit which the majority won’t look at.
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I would say that’s a bit of a simplistic way of looking at it. Aggregation and custom categories could become quite sticky features. Attracting more people to them by charging less could be better long term - more sticky long term customers to sell more lucrative products to in the future if they ever arrive (e.g. mortgages).
Also if many current Plus users would be willing to downgrade to a cheaper, software only version of Plus, it suggests the non-software aspects aren’t good enough.
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This question really needs to allow customers to choose more than one answer…
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Second to last poll is rather interesting with the insurances as a general featuring in last place.
Broken record for sure but JA support continues to kill all Plus/Premium hope for me.
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Cheque imaging is an essential upgrade for me
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Two years and still not a sniff of having the utter minumal basics - custom categories, virtual cards - available to Joint Accounts. It’s really dissapointing.
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Only Plus feature I’d like is to view other accounts in Monzo, and that’s not worth anywhere near £5 to me (or I suspect anyone). As other banks have started to introduce this and it becomes more of a standard thing, I did wonder if monzo might add it to the free tier.
I can see that some people might like other features. Virtual cards are neat, but I don’t really have a use for them, custom categories will appeal to certain personalities… the rest… at the end of the day, all I want from a current account is to move money into and out of it as efficiently as possible and monzo is a clear winner on speed and ease of use for that - and the ability to track and quickly review where that money has gone has always been the main value-add for me.
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It used to be free but it wasn’t great, the same as the other banks really. Monzo has started from scratch and now it’s much much better, but comes with a cost.
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That’s pretty much where I am with this. The basic monzo experience is pretty good (not perfect, but generally very reliable, quick, and easy to use) and I’m happy with it.
I would use the account aggregation stuff, were it free, but it’s not enough to make me want to pay for it. The rest of Plus is not for me.
As for Premium, it looks like terrible value for money to me?
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@Revels seems as though they did have plans 
What?
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