A metal card is not needed, it is what some people want (it looks cool want), £100 I think is a good price for it as a one off let it expire every year, majority of people that get it would more than likely frame it than use it Lol
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It’s a balancing act, in theory a metal card customer will be more committed in terms of card usage, creating savings account, paying in salaries etc. All the things that generate revenue but on the other hand if it’s free, or so cheap that everyone takes one then it becomes risky as people might get one for the sake of it.
Having said that, £6.50 plus the Monzo Plus fee is excessive. Hopefully the extra features they are looking at justify the price.
Personally I’d like a one off cost, that covers the price of the card, but this is in itself is simplistic as there are other costs involved like expiring cards, lost, or stolen cards etc.
I can live without a metal card, as well as Monzo Plus. So it’s up to Monzo to make the best service, which to their credit I think they have been trying to do. Anyway let’s see how it unfolds.
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A colleague just showed me the offer (posted on Twitter) that someone had seen to get a Monzo metal card for £90. I stared at him uncomprehendingly for a moment. 
There is no part of me that believes that £90 is a fair price to pay for a metal card that probably costs less than a fiver to make. And for what? I’m uncomfortable that Monzo are even exploring these price points. This price would equate to Monzo taking their customers for a ride - in my opinion. I’d comfortably pay £10, and would possibly stretch to £15 or £20, but not any more than that. It’s the kind of mark-up that Apple put on their iPhone cases, but at least those protect your iPhone. Unless you’ve got a particularly bad cocaine habit, I can’t see what utilitarian use a metal card might have. 
If people have got that much money to burn, then why not try investing it in Monzo shares next time a crowdfunding round is announced? Or give it to charity.
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It’s already been stated by Monzo that metal cards are expensive to produce, your opinion is wrong tbh
If you aren’t happy with the price that dosent mean it should be sold at cost just to keep people like you happy.
That’s your point a view. I would just do without, then. It would also risk making me feel slightly less goodwill towards the brand.
It’s not all about the metal card itself. It’s about the perception that such a price point would create.
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Well, this is charming.
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It was an attempt at humour.
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I dont see the point in metal cards full stop.
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Humour needs to actually be funny. This wasn’t. And nothing you stated before or after was.
I think that’s the point I was seeking to make - albeit in a slightly controversial way…
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I chuckled. Humour is subjective.
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I also laughed fyi
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It is usually me that does that 
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Thank you @MalaiseForever and @Chris_Bigg.
Everyone else: I can assure you no offence was intended!
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You’ve put the idea in my head, I might have to get a metal card now…
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I Lol’lled at it
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Goes well with the color scheme name: Snowdrift White ehmm… 
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Maybe at scale with a fully automated line, this would be the case. I think this is going to be a pretty manual procedure at first. Low economies of scale, small runs, powder coating the metal (I assume) bonding the plastic to the metal, extra punching for Mastercard logo, delivery - most likely made on a smaller machine used for small remake runs.
Whilst I can’t justify 70,80 or 90. I could probably see £35-40 all things included.
Would be brilliant for this. 
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I think I’m fairly hard-line on the “Monzo can charge whatever they want for this” wagon at the moment. Sure people have a price they’re prepared to pay in mind but so what?
A metal card isn’t necessary and it doesn’t add any functionality to the account so no-one can argue that they need it. As a result there’s no ‘public service’ type benefit in keeping the costs down to unrealistic levels so why bother? It’s a purely vanity item for an optional cost so I’d lump in all the costs of research, design, manufacture etc. onto a relatively low initial card stock.
If absolutely no-one buys one then Monzo have taken a gamble (based on customer requests) and lost. That’s business.
If people do start paying then Monzo should hopefully cover their total costs on this thing rather than having any impact on general account profitability numbers.
Of course, the trick is in getting that break-even number of cards correct and I have no clue how that should be worked out.
(For clarity, sure I want one but the price I’d be prepared to pay is well below any likely charge so I’m not going to be able to have one. That is also just business.)
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